Editorial Board & Research Division dirhamtotaka.com

Author & Editorial Team

Meet the foreign exchange analysts, currency modelers, and remittance researchers behind dirhamtotaka.com, dedicated to bringing full financial transparency to over 1,000,000 expatriates.

Elyes - Founder & Lead Foreign Exchange Analyst
Founder & Editor-in-Chief

Elyes

Lead Foreign Exchange Analyst & Remittance Researcher

Founder of dirhamtotaka.com and REGO. Elyes specializes in Middle East to South Asia currency remittance corridors, tracking interbank spreads, banking exchange fees, and Bangladesh Bank cash incentives.

5+ Years
Forex Tracking
16+
Published Guides
500,000+
Monthly Users
100%
Editorial Independence

About the Author & Editorial Mission

Elyes is the founder, chief researcher, and lead financial analyst behind dirhamtotaka.com. Driven by the mission to bring radical transparency to over one million Bangladeshi expatriates living and working across Dubai, Abu Dhabi, Sharjah, and Ajman, Elyes created dirhamtotaka.com to eliminate the confusing margins and hidden fees commonly encountered when remitting money home.

Core Research & Focus Areas

AED to BDT Interbank Dynamics Tracking minute-by-minute fluctuations and USD/BDT benchmark pegs.
Exchange House Spread Audits Direct comparisons of Al Ansari, Lulu, Al Fardan & Western Union fee schedules.
Bangladesh Bank 2.5% Bonus Rules Verification of legal banking incentives and payout calculations.
Digital Mobile Wallets Remittance benchmarks for bKash, Nagad, and Rocket instant deposits.

The Editorial & Market Research Team

Our multi-disciplinary team collaborates daily to ensure verified data accuracy.

Currency Corridors Desk

Monitors real-time interbank foreign exchange data feeds, evaluating algorithmic spread margins, mid-market rate movements, and liquidity shifts across Middle Eastern financial markets.

Live Feed Validation 24/7

Exchange Provider Audits

Conducts in-person branch and mobile app rate checks across Al Ansari, Lulu Exchange, Western Union, and digital remittance channels in Dubai, Sharjah, and Abu Dhabi.

Bi-Weekly Provider Benchmarking

Central Bank & Policy Desk

Tracks official monetary circulars from Bangladesh Bank and the Central Bank of the UAE (CBUAE), verifying the 2.5% cash incentive and regulatory guidelines.

Official Regulatory Alignment

Have a question or correction for Elyes & the Editorial Team?

We welcome inquiries from readers, expatriates, financial institutions, and journalists.